If you are one the several million home loan borrower facing hard times in paying off your mortgage and even remotely considering the option of loan modification then by now you must be knowing that application for modification of loan is one of the most important factor that can swing the odds of getting a home loan modification in your favor. The key to getting your application for modification of loan approved is doing it right the first time. There are five things that can do to ensure getting your application for loan modification through: